Will your student loan debt put a dent in your holiday spending plans? A recent survey by Student Loan Hero suggests that while student loan debtors may try to save money during their holiday shopping.

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Unfortunately, that’s the upcoming position of the federal government with respect to student loans. While student loan debt has spiraled upward to top $1.4 trillion, the government’s return on that.

student loan debtors are having an increasingly difficult time paying back those loans. The Wall Street Journal reports that some $631 billion of the $1.37 trillion debt load is in the repayment stage.

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