House Loan Terms

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Refinancing – Wikipedia – Penalty clauses are only applicable to loans paid off prior to maturity. If a loan is paid off upon maturity it is a new financing, not a refinancing, and all terms of the prior obligation terminate when the new financing funds pay off the prior debt.

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Home Loan EMI Calculator: EMI Calculator | HDFC Home Loans – loan tenure (In Years): Input the desired loan term for which you wish to avail the housing loan. A longer tenure helps in enhancing the eligibility Interest Rate (% P.A.): Input interest rate.

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Loan Terms: Time Period and Specifics of a Loan – A loan’s term may be easy to identify. For example, a 30-year fixed rate mortgage has a term of 30 years. Auto loans often have 5 or 6-year terms, although other options are available (auto loans are often quoted in months, such as 60-month loans). However, loans can last for any length of time that a lender and borrower are willing to agree on.

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